“…\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar…”<\/strong><\/p>\nHi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu… \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo… Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki “kalk\u0131\u015f”\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur’an’\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.<\/p>\n
Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin “Nesie (ertelenen)” ve “fadl (Artt\u0131r\u0131lan)” olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.<\/p>\n
Katade “Nesie (ertelenen)” faiz hakk\u0131nda; “Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi” der.<\/p>\n
M\u00fccahit \u015f\u00f6yle der: “Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O’da ertelerdi.”<\/p>\n
Ebubekir El Cessas: “Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131.” der.<\/p>\n
\u0130mam Razi de tefsirinde \u015f\u00f6yle der: “Cahiliye d\u00f6neminde en yayg\u0131n olan “Nesie (ertelenen)” faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131.”<\/p>\n
\u00dcsame b. Zeyd’in Resulullah’tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: “faiz ancak `Nesie (erteleme)’de vard\u0131r.” (Buhari ve M\u00fcslim)<\/p>\n
“Fadl (Artt\u0131r\u0131lan)” faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.<\/p>\n
Ebu Said El-Hudri, Resulullah’\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: “Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz… Her\u015fey benzeri ile… Ele el…. Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir.”\u00b7(Buhari ve M\u00fcslim)<\/p>\n
Ebu Said El Hudri’nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: “Bilal, Resulullah’a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa’a kar\u015f\u0131l\u0131k iki sa’ g\u00f6nderdik’ deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al’ buyurdu.” (Mutte Fekun Aleyh)<\/p>\n
Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.<\/p>\n
\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa’ k\u00f6t\u00fc hurma verip bir sa’ iyi hurma alan Bilal’in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.<\/p>\n
Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in “elden ele…” tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.<\/p>\n
Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah’\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.<\/p>\n
G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame’nin hadisine ve Selef’in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan “Nesie”ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.<\/p>\n
Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in “fadl (Artt\u0131r\u0131lan)” faizi bile yasaklam\u0131\u015ft\u0131r.<\/p>\n
Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim’den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.<\/p>\n
Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir.<\/p>\n
“Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar…”<\/strong><\/p>\n“Faiz yiyenler” deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.<\/p>\n
Cabir b. Abdullah’tan \u015f\u00f6yle rivayet edilir: “Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar’ dedi.” (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)<\/p>\n
Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah’\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah’\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.<\/p>\n
\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.<\/p>\n
Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.<\/p>\n
\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.<\/p>\n
Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.<\/p>\n
G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara… Ni\u00e7in?..<\/p>\n
Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah’a g\u00fcvenden, bir de Allah’a iman\u0131n ve O’nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.<\/p>\n
Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.<\/p>\n
\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:<\/p>\n
“Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar…”<\/strong><\/p>\n\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: “Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir’ demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r…”<\/strong><\/p>\nDayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:<\/p>\n
“Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r.”<\/strong><\/p>\nBu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti.<\/p>\n
“Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah’a kalm\u0131\u015ft\u0131r.”<\/strong><\/p>\nY\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah’a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah’\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: “Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m.” Kur’an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor.<\/p>\n
“Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler.”<\/strong><\/p>\nAhiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.<\/p>\n
Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur’an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah’\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir.<\/p>\n
“Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.”<\/strong><\/p>\nKu\u015fkusuz y\u00fcce Allah’\u0131n azab\u0131 ve va’di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.<\/p>\n
Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah’\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O’nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu… Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.<\/p>\n
Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez.<\/p>\n
“Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.”<\/strong><\/p>\nBu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h’\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa “lailaheillallah, Muhammed\u00fcn Resulullah” deseler de Allah’\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah’a s\u0131\u011f\u0131n\u0131r\u0131z.<\/p>\n
K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130M Hamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun. 275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n “al\u0131\u015f-veri\u015f de faiz gibidir” demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. […]<\/p>\n","protected":false},"author":13,"featured_media":6683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\n
SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya<\/title>\n<meta name=\"description\" content=\"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n "al\u0131\u015f-veri\u015f de faiz gibidir" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir."...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar..."Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki "kalk\u0131\u015f"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin "Nesie (ertelenen)" ve "fadl (Artt\u0131r\u0131lan)" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade "Nesie (ertelenen)" faiz hakk\u0131nda; "Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi" der.M\u00fccahit \u015f\u00f6yle der: "Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi."Ebubekir El Cessas: "Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131." der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: "Cahiliye d\u00f6neminde en yayg\u0131n olan "Nesie (ertelenen)" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131."\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: "faiz ancak `Nesie (erteleme)'de vard\u0131r." (Buhari ve M\u00fcslim)"Fadl (Artt\u0131r\u0131lan)" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: "Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir."\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: "Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu." (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in "elden ele..." tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan "Nesie"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in "fadl (Artt\u0131r\u0131lan)" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir."Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...""Faiz yiyenler" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: "Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi." (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar..."\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: "Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r..."Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r."Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti."Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r."Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: "Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m." Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor."Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler."Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir."Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez."Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez."Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez."Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa "lailaheillallah, Muhammed\u00fcn Resulullah" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya\" \/>\n<meta property=\"og:description\" content=\"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n "al\u0131\u015f-veri\u015f de faiz gibidir" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir."...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar..."Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki "kalk\u0131\u015f"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin "Nesie (ertelenen)" ve "fadl (Artt\u0131r\u0131lan)" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade "Nesie (ertelenen)" faiz hakk\u0131nda; "Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi" der.M\u00fccahit \u015f\u00f6yle der: "Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi."Ebubekir El Cessas: "Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131." der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: "Cahiliye d\u00f6neminde en yayg\u0131n olan "Nesie (ertelenen)" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131."\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: "faiz ancak `Nesie (erteleme)'de vard\u0131r." (Buhari ve M\u00fcslim)"Fadl (Artt\u0131r\u0131lan)" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: "Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir."\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: "Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu." (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in "elden ele..." tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan "Nesie"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in "fadl (Artt\u0131r\u0131lan)" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir."Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...""Faiz yiyenler" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: "Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi." (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar..."\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: "Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r..."Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r."Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti."Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r."Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: "Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m." Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor."Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler."Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir."Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez."Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez."Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez."Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa "lailaheillallah, Muhammed\u00fcn Resulullah" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\" \/>\n<meta property=\"og:site_name\" content=\"Ebrar Medya\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ebrarmedyacom\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-18T07:09:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ebrarmedya.com\/wp-content\/uploads\/2019\/09\/SEYY\u0130D-KUTUB-TASLAK-16.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"730\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"EBRAR MEDYA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ebrarmedyacom\" \/>\n<meta name=\"twitter:site\" content=\"@ebrarmedyacom\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"EBRAR MEDYA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\"},\"author\":{\"name\":\"EBRAR MEDYA\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#\/schema\/person\/465b3fc234a943bf45881579159c57d6\"},\"headline\":\"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI\",\"datePublished\":\"2019-09-18T07:09:06+00:00\",\"dateModified\":\"2019-09-18T07:09:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\"},\"wordCount\":3307,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/#organization\"},\"articleSection\":[\"G\u00dcNDEM\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\",\"url\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\",\"name\":\"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya\",\"isPartOf\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/#website\"},\"datePublished\":\"2019-09-18T07:09:06+00:00\",\"dateModified\":\"2019-09-18T07:09:06+00:00\",\"description\":\"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n \\\"al\u0131\u015f-veri\u015f de faiz gibidir\\\" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir.\\\"...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\\\"Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki \\\"kalk\u0131\u015f\\\"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin \\\"Nesie (ertelenen)\\\" ve \\\"fadl (Artt\u0131r\u0131lan)\\\" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade \\\"Nesie (ertelenen)\\\" faiz hakk\u0131nda; \\\"Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi\\\" der.M\u00fccahit \u015f\u00f6yle der: \\\"Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi.\\\"Ebubekir El Cessas: \\\"Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131.\\\" der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: \\\"Cahiliye d\u00f6neminde en yayg\u0131n olan \\\"Nesie (ertelenen)\\\" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131.\\\"\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: \\\"faiz ancak `Nesie (erteleme)'de vard\u0131r.\\\" (Buhari ve M\u00fcslim)\\\"Fadl (Artt\u0131r\u0131lan)\\\" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: \\\"Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir.\\\"\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: \\\"Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu.\\\" (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in \\\"elden ele...\\\" tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan \\\"Nesie\\\"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in \\\"fadl (Artt\u0131r\u0131lan)\\\" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir.\\\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\\\"\\\"Faiz yiyenler\\\" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: \\\"Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi.\\\" (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:\\\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\\\"\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: \\\"Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r...\\\"Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:\\\"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r.\\\"Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti.\\\"Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r.\\\"Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: \\\"Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m.\\\" Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor.\\\"Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler.\\\"Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir.\\\"Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\\\"Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez.\\\"Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\\\"Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa \\\"lailaheillallah, Muhammed\u00fcn Resulullah\\\" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Ana sayfa\",\"item\":\"https:\/\/www.ebrarmedya.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#website\",\"url\":\"https:\/\/www.ebrarmedya.com\/\",\"name\":\"Ebrar Medya\",\"description\":\"Tarafs\u0131z De\u011fil, Hakk'tan Taraf\u0131z\",\"publisher\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ebrarmedya.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#organization\",\"name\":\"Ebrar Medya\",\"url\":\"https:\/\/www.ebrarmedya.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.ebrarmedya.com\/wp-content\/uploads\/2023\/11\/logo-ebm-2.png\",\"contentUrl\":\"https:\/\/www.ebrarmedya.com\/wp-content\/uploads\/2023\/11\/logo-ebm-2.png\",\"width\":244,\"height\":90,\"caption\":\"Ebrar Medya\"},\"image\":{\"@id\":\"https:\/\/www.ebrarmedya.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ebrarmedyacom\/\",\"https:\/\/twitter.com\/ebrarmedyacom\",\"https:\/\/www.instagram.com\/ebrarmedyacom\",\"https:\/\/www.linkedin.com\/in\/ebrar-medya-343157188\/\",\"https:\/\/tr.pinterest.com\/ebrarmedya\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#\/schema\/person\/465b3fc234a943bf45881579159c57d6\",\"name\":\"EBRAR MEDYA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/www.ebrarmedya.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a46494f0a2df029e2f170500c2a0bf0b?s=96&d=wavatar&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a46494f0a2df029e2f170500c2a0bf0b?s=96&d=wavatar&r=g\",\"caption\":\"EBRAR MEDYA\"},\"url\":\"https:\/\/www.ebrarmedya.com\/author\/ebrarmedya2\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya","description":"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n \"al\u0131\u015f-veri\u015f de faiz gibidir\" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir.\"...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki \"kalk\u0131\u015f\"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin \"Nesie (ertelenen)\" ve \"fadl (Artt\u0131r\u0131lan)\" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade \"Nesie (ertelenen)\" faiz hakk\u0131nda; \"Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi\" der.M\u00fccahit \u015f\u00f6yle der: \"Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi.\"Ebubekir El Cessas: \"Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131.\" der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: \"Cahiliye d\u00f6neminde en yayg\u0131n olan \"Nesie (ertelenen)\" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131.\"\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: \"faiz ancak `Nesie (erteleme)'de vard\u0131r.\" (Buhari ve M\u00fcslim)\"Fadl (Artt\u0131r\u0131lan)\" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: \"Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir.\"\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: \"Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu.\" (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in \"elden ele...\" tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan \"Nesie\"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in \"fadl (Artt\u0131r\u0131lan)\" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir.\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\"Faiz yiyenler\" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: \"Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi.\" (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: \"Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r...\"Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:\"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r.\"Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti.\"Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r.\"Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: \"Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m.\" Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor.\"Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler.\"Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir.\"Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez.\"Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa \"lailaheillallah, Muhammed\u00fcn Resulullah\" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/","og_locale":"tr_TR","og_type":"article","og_title":"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya","og_description":"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n \"al\u0131\u015f-veri\u015f de faiz gibidir\" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir.\"...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki \"kalk\u0131\u015f\"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin \"Nesie (ertelenen)\" ve \"fadl (Artt\u0131r\u0131lan)\" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade \"Nesie (ertelenen)\" faiz hakk\u0131nda; \"Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi\" der.M\u00fccahit \u015f\u00f6yle der: \"Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi.\"Ebubekir El Cessas: \"Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131.\" der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: \"Cahiliye d\u00f6neminde en yayg\u0131n olan \"Nesie (ertelenen)\" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131.\"\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: \"faiz ancak `Nesie (erteleme)'de vard\u0131r.\" (Buhari ve M\u00fcslim)\"Fadl (Artt\u0131r\u0131lan)\" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: \"Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir.\"\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: \"Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu.\" (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in \"elden ele...\" tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan \"Nesie\"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in \"fadl (Artt\u0131r\u0131lan)\" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir.\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\"Faiz yiyenler\" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: \"Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi.\" (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: \"Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r...\"Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:\"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r.\"Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti.\"Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r.\"Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: \"Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m.\" Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor.\"Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler.\"Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir.\"Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez.\"Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa \"lailaheillallah, Muhammed\u00fcn Resulullah\" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.","og_url":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/","og_site_name":"Ebrar Medya","article_publisher":"https:\/\/www.facebook.com\/ebrarmedyacom\/","article_published_time":"2019-09-18T07:09:06+00:00","og_image":[{"width":730,"height":360,"url":"https:\/\/www.ebrarmedya.com\/wp-content\/uploads\/2019\/09\/SEYY\u0130D-KUTUB-TASLAK-16.jpg","type":"image\/jpeg"}],"author":"EBRAR MEDYA","twitter_card":"summary_large_image","twitter_creator":"@ebrarmedyacom","twitter_site":"@ebrarmedyacom","twitter_misc":{"Yazan:":"EBRAR MEDYA","Tahmini okuma s\u00fcresi":"16 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#article","isPartOf":{"@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/"},"author":{"name":"EBRAR MEDYA","@id":"https:\/\/www.ebrarmedya.com\/#\/schema\/person\/465b3fc234a943bf45881579159c57d6"},"headline":"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI","datePublished":"2019-09-18T07:09:06+00:00","dateModified":"2019-09-18T07:09:06+00:00","mainEntityOfPage":{"@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/"},"wordCount":3307,"commentCount":0,"publisher":{"@id":"https:\/\/www.ebrarmedya.com\/#organization"},"articleSection":["G\u00dcNDEM"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/","url":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/","name":"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. VE 276. AYETLER ARASI Nedir? • Ebrar Medya","isPartOf":{"@id":"https:\/\/www.ebrarmedya.com\/#website"},"datePublished":"2019-09-18T07:09:06+00:00","dateModified":"2019-09-18T07:09:06+00:00","description":"B\u0130SM\u0130LLAH\u0130RRAHMAN\u0130RRAH\u0130MHamd kendisinden ba\u015fka ilah olmayan, mutlak manada tek g\u00fc\u00e7 ve kudret sahibi olan Allah\u2019a mahsustur. Salat ve selam t\u00fcm peygamberlerin ve onlar\u0131 takip eden tabilerinin \u00fczerine olsun.275- Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar, Bu onlar\u0131n \"al\u0131\u015f-veri\u015f de faiz gibidir\" demelerinden dolay\u0131d\u0131r. Oysa Allah al\u0131\u015f-veri\u015fi hel\u00e2l, faizi ise haram k\u0131lm\u0131\u015ft\u0131r. Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah `a kalm\u0131\u015ft\u0131r. Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi olarak kalmak \u00fczere Cehennemliktirler.276- Allah faizi eritir. Buna kar\u015f\u0131l\u0131k sadakalar\u0131 art\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.Bu, ger\u00e7ekten korkun\u00e7 bir hamle ve son derece \u00fcrpertici bir tasvirdir.\"...\u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"Hi\u00e7bir manevi tehdit, bu somut, canl\u0131 ve hareketli tablo kadar duygular \u00fczerinde etkili olamaz. \u015eeytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f ve donakalm\u0131\u015f insan tablosu... \u0130nsanlar\u0131n s\u0131k\u00e7a g\u00f6r\u00fcp bildi\u011fi bir tablo... Ayet-i Kerime, bu tabloyu, duygular\u0131n korkutulmas\u0131 konusundaki uyar\u0131c\u0131 rol\u00fcn\u00fc yerine getirmesi, faizcilerin duygular\u0131n\u0131 harekete ge\u00e7irmesi, onlar\u0131 sars\u0131p ekonomik d\u00fczenlerinin al\u0131\u015fkanl\u0131klar\u0131ndan ve kendilerine k\u00e2r sa\u011flayan h\u0131rslar\u0131ndan \u00e7ekip \u00e7\u0131karmas\u0131 i\u00e7in g\u00f6zler \u00f6n\u00fcne getiriyor. Bu tablo, e\u011fitici etkisi bak\u0131m\u0131ndan yerine g\u00f6re yararl\u0131 bir ara\u00e7 oldu\u011fu gibi ayn\u0131 zaman da ger\u00e7ek bir olguyu da ifade etmektedir. Ger\u00e7ekte tefsirlerin b\u00fcy\u00fck \u00e7o\u011funlu\u011funda bu korkun\u00e7 tablodaki \"kalk\u0131\u015f\"\u0131n, dirili\u015f g\u00fcn\u00fcndeki kalk\u0131\u015f oldu\u011fu kams\u0131 yeralmaktad\u0131r. Ancak, bize g\u00f6re, bu tablo \u015fu yery\u00fcz\u00fcnde insan hayat\u0131nda bizzat ger\u00e7ekle\u015fen bir olgudur. Ayr\u0131ca kendisinden sonra gelecek Allah ve Resul\u00fcne kar\u015f\u0131 sava\u015fmaktan korkutan ayet-i kerimeye de uygun d\u00fc\u015fmektedir. Biz, \u015fu anda bu sava\u015f\u0131n varl\u0131\u011f\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc, faiz d\u00fczeninin a\u011f\u0131na d\u00fc\u015f\u00fcp, hummaya tutulmu\u015f gibi \u00e7\u0131rp\u0131nan sap\u0131k insanl\u0131\u011f\u0131n ba\u015f\u0131na musallat oldu\u011funu g\u00f6r\u00fcyoruz. Bug\u00fcn insanl\u0131\u011f\u0131n pratik hayat\u0131ndan bu ger\u00e7e\u011fi do\u011frulayan olgular\u0131 detayl\u0131ca a\u00e7\u0131klamadan \u00f6nce, Kur'an'\u0131n Arap yar\u0131madas\u0131nda kar\u015f\u0131la\u015ft\u0131\u011f\u0131 faiz manzaras\u0131n\u0131 ve cahiliye mensuplar\u0131n\u0131n bu konudaki d\u00fc\u015f\u00fcncelerini sunuyoruz.Cahiliye d\u00f6neminde bilinen bu ayetlerin ilk defa ortadan kald\u0131rmak i\u00e7in indi\u011fi faizin \"Nesie (ertelenen)\" ve \"fadl (Artt\u0131r\u0131lan)\" olmak \u00fczere ba\u015fl\u0131ca iki \u015fekli yayg\u0131nd\u0131.Katade \"Nesie (ertelenen)\" faiz hakk\u0131nda; \"Cahiliye ehlinin faizi; adam\u0131n herhangi birine belli bir s\u00fcre i\u00e7in bir\u015fey satmas\u0131, g\u00fcn\u00fc geldi\u011finde bor\u00e7lunun \u00f6dememesi ve onun da borcunu artt\u0131r\u0131p ertelemesi \u015feklindeydi\" der.M\u00fccahit \u015f\u00f6yle der: \"Cahiliyede bir adam\u0131n ba\u015fka bir adama borcu olurdu. Adam, borcunu ertelersen sana \u015fu, \u015fu var derdi. O'da ertelerdi.\"Ebubekir El Cessas: \"Bilindi\u011fi gibi cahiliye d\u00f6neminde faiz, \u015fartl\u0131 artt\u0131rma ile beraber, bir s\u00fcre i\u00e7in bor\u00e7 \u015feklindeydi. Art\u0131\u015f s\u00fcreye kar\u015f\u0131l\u0131kt\u0131. Allah bunu ortadan kald\u0131rmad\u0131.\" der.\u0130mam Razi de tefsirinde \u015f\u00f6yle der: \"Cahiliye d\u00f6neminde en yayg\u0131n olan \"Nesie (ertelenen)\" faizdi. Onlardan biri, her ay belli bir miktar almak \u00fczere mal\u0131n\u0131 bir ba\u015fkas\u0131na verirdi, ama mal oldu\u011fu gibi kal\u0131rd\u0131 haliyle. Belirlenen s\u00fcre dolunca, anamal\u0131 isterdi. \u015eayet bor\u00e7lu \u00f6deyemeyece\u011fini bildirirse hakk\u0131n\u0131 ve s\u00fcresini artt\u0131r\u0131rd\u0131.\"\u00dcsame b. Zeyd'in Resulullah'tan (selam \u00fczerine olsun) rivayet etti\u011fi hadisde peygamberimiz \u015f\u00f6yle buyuruyor: \"faiz ancak `Nesie (erteleme)'de vard\u0131r.\" (Buhari ve M\u00fcslim)\"Fadl (Artt\u0131r\u0131lan)\" faiz ise ki\u015finin herhangi bir\u015feyi benzeri bir\u015fey kar\u015f\u0131l\u0131\u011f\u0131nda fazlas\u0131yla satmas\u0131d\u0131r. Alt\u0131n\u0131 alt\u0131nla, paray\u0131 parayla, bu\u011fday\u0131 bu\u011fdayla, arpay\u0131 arpayla satmak gibi. Bu da, faize benzemesinden ve faiz muamelesinde hat\u0131ra gelen duygular\u0131n benzerini bar\u0131nd\u0131rd\u0131\u011f\u0131ndan bu kapsama al\u0131nm\u0131\u015ft\u0131r. \u00c7a\u011fda\u015f i\u015flemlerden s\u00f6zederken bu noktan\u0131n bizim i\u00e7in b\u00fcy\u00fck \u00f6nemi olacakt\u0131r.Ebu Said El-Hudri, Resulullah'\u0131n \u015f\u00f6yle dedi\u011fini rivayet eder: \"Alt\u0131na alt\u0131n, g\u00fcm\u00fc\u015fe g\u00fcm\u00fc\u015f, bu\u011fdaya bu\u011fday, arpaya arpa, hurmaya hurma, tuza tuz... Her\u015fey benzeri ile... Ele el.... Kim art\u0131r\u0131r ya da artt\u0131rmas\u0131n\u0131 isterse faiz yapm\u0131\u015f olur. Burada alan da veren de e\u015fittir.\"\u00b7(Buhari ve M\u00fcslim)Ebu Said El Hudri'nin rivayet etti\u011fi bir ba\u015fka hadiste \u015f\u00f6yle denir: \"Bilal, Resulullah'a Burni cinsinden hurma getirdi. Resulullah `Bunu nereden ald\u0131n?, buyurdu. Bilal: `Yan\u0131m\u0131zda k\u00f6t\u00fc hurma vard\u0131. Bir sa'a kar\u015f\u0131l\u0131k iki sa' g\u00f6nderdik' deyince Resulullah: `Ah! t\u0131pk\u0131 faiz, t\u0131pk\u0131 faiz, yapma bunu!.. Sat\u0131n almak istedi\u011finde hurmay\u0131 ba\u015fka bir \u015feye sat sonra da iyisini al' buyurdu.\" (Mutte Fekun Aleyh)Birinci t\u00fcr uygulamada; esas miktar\u0131n \u00fczerine ekleme, bu ek miktar\u0131 belirlenen s\u00fcreye kar\u015f\u0131l\u0131k alma ve bu ek miktar\u0131n anla\u015fman\u0131n bir \u015fart\u0131 olmas\u0131 yani ba\u015fka hi\u00e7bir neden olmaks\u0131z\u0131n yaln\u0131zca zaman\u0131n ge\u00e7mesiyle mal\u0131n mal kazanmas\u0131 gibi b\u00fct\u00fcn faiz i\u015flemlerinde g\u00f6r\u00fclen faiz unsurlar\u0131n\u0131 bar\u0131nd\u0131rmas\u0131 nedeniyle faiz oldu\u011fu a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fcnden a\u00e7\u0131klamay\u0131 gerektirmez.\u0130kinci t\u00fcr uygulamaya gelince, artt\u0131rmay\u0131 gerektiren benzer iki \u015fey aras\u0131nda temel farklar\u0131n bulundu\u011fu ku\u015fkusuzdur. Bu durum iki sa' k\u00f6t\u00fc hurma verip bir sa' iyi hurma alan Bilal'in olay\u0131nda a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir. Ancak, iki t\u00fcr\u00fcn as\u0131l itibar\u00eeyle benzer olmas\u0131 faiz ku\u015fkusunu do\u011furmaktad\u0131r. \u00c7\u00fcnk\u00fc burada hurma hurmay\u0131 do\u011furmu\u015f oluyor. Bu y\u00fczden Resulullah (sal\u00e2t ve sel\u00e2m \u00fczerine olsun) bunu faiz olarak nitelendirmi\u015f ve yasaklam\u0131\u015ft\u0131r. Ard\u0131ndan de\u011fi\u015ftirilmek istenen \u00e7e\u015fidin paraya \u00e7evrilmesini ve bu parayla da istenen \u00e7e\u015fidin al\u0131nmas\u0131n\u0131 emretmi\u015ftir. Ama\u00e7, i\u015flemden faiz \u015f\u00fcphesini tamamen uzakla\u015ft\u0131rmakt\u0131r.Herhangi bir\u015feyi benzeri kar\u015f\u0131l\u0131\u011f\u0131nda satarken arada bir s\u00fcrenin bulunmamas\u0131 i\u00e7in \"elden ele...\" tutman\u0131n \u015fart ko\u015fulmas\u0131 da bu amaca y\u00f6neliktir. \u00c7\u00fcnk\u00fc s\u00fcre belirlemede ek bir kazan\u00e7 s\u00f6zkonusu olmasa bile faizin g\u00f6lgesi vard\u0131r, faiz unsurlar\u0131ndan biri mevcuttur.Herhangi bir uygulamada faizin g\u00f6lgesinin belirmesine kar\u015f\u0131 Resulullah'\u0131n ne kadar duyarl\u0131 oldu\u011fu ortaya \u00e7\u0131kt\u0131\u011f\u0131 gibi cahiliyede yayg\u0131n faiz uygulamas\u0131na kar\u015f\u0131 ak\u0131lc\u0131 tedavisinin hikmeti de a\u00e7\u0131kt\u0131r.G\u00fcn\u00fcm\u00fczde, Bat\u0131n\u0131n kapitalist d\u00fc\u015f\u00fcnce ve d\u00fczenleri kar\u015f\u0131s\u0131nda ruhen bozguna u\u011fram\u0131\u015f baz\u0131 kimseler bu haram k\u0131lmay\u0131, \u00dcsame'nin hadisine ve Selef'in cahiliyede yayg\u0131n faiz uygulamas\u0131n\u0131 tavsif edi\u015flerine dayanarak \u00e7e\u015fitli faiz \u015fekillerinden biri olan \"Nesie\"ye (ertelenen) faize indirgeyip cahiliyedeki faiz uygulamas\u0131na t\u0131pat\u0131p uymayan \u00e7a\u011fda\u015f faiz \u015fekillerini \u0130sl\u00e2m ad\u0131na -dinen- hel\u00e2l saymak istiyorlar.Ancak bu giri\u015fim, ruhsal ve akli bozgunun bir belirtisinden \u00f6teye gidemez. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, birtak\u0131m g\u00f6stermelik davran\u0131\u015flardan ibaret bir d\u00fczen de\u011fildir. O, k\u00f6kl\u00fc bir d\u00fc\u015f\u00fcnceye dayanan bir hayat d\u00fczenidir. \u0130sl\u00e2m, faizi yasaklarken bir \u00e7e\u015fidini yasaklay\u0131p di\u011fer bir \u00e7e\u015fidini b\u0131rakmaz. Kendi d\u00fc\u015f\u00fcncesine ayk\u0131r\u0131 her d\u00fc\u015f\u00fcnceyi ortadan kald\u0131rd\u0131\u011f\u0131 gibi kendi mant\u0131\u011f\u0131yla uyu\u015fmayan her d\u00fc\u015f\u00fcnceye sava\u015f a\u00e7ar. Bu konuda o kadar duyarl\u0131d\u0131r ki, faiz mant\u0131\u011f\u0131n\u0131n g\u00f6lgesini ve faizci duygular\u0131 iyice uzakla\u015ft\u0131rmak i\u00e7in \"fadl (Artt\u0131r\u0131lan)\" faizi bile yasaklam\u0131\u015ft\u0131r.Bu y\u00fczden, ister cahiliyenin bildi\u011fi \u015fekilde olsun, ister yeni ortaya \u00e7\u0131kan \u015fekilde olsun, faiz uygulamalar\u0131ndaki temel unsurlar\u0131 i\u00e7erdi\u011fi ve bencillik, a\u00e7g\u00f6zl\u00fcl\u00fck, bireysellik ve kumarbazl\u0131ktan ibaret faizci mant\u0131kla zehirlendi\u011fi, `nas\u0131l olursa olsun, yeter ki k\u00e2r edeyim'den ibaret pis d\u00fc\u015f\u00fcnceye bula\u015fm\u0131\u015f oldu\u011fu s\u00fcrece t\u00fcm faiz uygulamalar\u0131 haramd\u0131r.Bu ger\u00e7e\u011fi iyice kavramam\u0131z ve Allah ve Resul\u00fc taraf\u0131ndan faizci toplumlara kar\u015f\u0131 sava\u015f a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 idrak etmemiz gerekmektedir.\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\"Faiz yiyenler\" deyimiyle sadece faiz k\u00e2r\u0131n\u0131 alanlar kasdedilmemektedir. -Bu korkun\u00e7 ayetle tehdit edilenlerin ba\u015f\u0131nda gelseler bile- bu deyim, faiz toplumunun t\u00fcm fertlerini kapsamaktad\u0131r.Cabir b. Abdullah'tan \u015f\u00f6yle rivayet edilir: \"Resulullah, faiz yiyeni, yedireni, \u015fahit olan\u0131 ve yazan\u0131 lanetledi. Ve `bunlar\u0131n t\u00fcm\u00fc ayn\u0131 oranda sorumludurlar' dedi.\" (M\u00fcslim, Ahmet, Ebu Davud ve Tirmizi)Bu, bireysel faiz i\u015flemleri i\u00e7indi. Tamamen faiz esaslar\u0131 \u00fczerine kurulu toplumlara gelince, t\u00fcm bireyleri lanetlenmi\u015f, Allah'\u0131n a\u00e7t\u0131\u011f\u0131 sava\u015fa maruz kalm\u0131\u015f ve hi\u00e7 tart\u0131\u015fmas\u0131z Allah'\u0131n rahmetinden kovulmu\u015flard\u0131r. Onlar hayatlar\u0131nda istikrar, g\u00fcven ve rahat y\u00fcz\u00fc bulamayan, hummaya tutulmu\u015f, muzdarip, s\u0131k\u0131nt\u0131l\u0131 bir ya\u015fant\u0131 i\u00e7indedirler ve kalkt\u0131klar\u0131nda \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015flar gibi hareket ederler.\u00c7a\u011fda\u015f kapitalist d\u00fczenin, ge\u00e7en d\u00f6rt as\u0131rda, olu\u015ftu\u011fu ilk g\u00fcnlerde bu konuda \u015f\u00fcphe s\u00f6zkonusu olmu\u015f olsa bile bu as\u0131rlar\u0131n deneyiminde \u015f\u00fcpheye asla yer kalmam\u0131\u015ft\u0131r.Bug\u00fcn i\u00e7inde ya\u015fad\u0131\u011f\u0131m\u0131z d\u00fcnya; akl\u0131 ba\u015f\u0131nda olan ki\u015filer, d\u00fc\u015f\u00fcn\u00fcrler, bilginler ve ara\u015ft\u0131rmac\u0131lar\u0131n itiraf etti\u011fi ve Bat\u0131 uygarl\u0131\u011f\u0131n\u0131n merkezi olan b\u00f6lgeleri dola\u015fan seyyah ve g\u00f6zlemcilerin g\u00f6rd\u00fc\u011f\u00fc gibi bu b\u00f6lgelerdeki maddi uygarl\u0131\u011f\u0131n t\u00fcm g\u00f6rkemine, sanayi \u00fcr\u00fcnlerinin geli\u015fmi\u015fli\u011fine, g\u00f6zleri kama\u015ft\u0131ran maddi refah\u0131n t\u00fcm g\u00f6r\u00fcnt\u00fclerine ra\u011fmen her y\u00f6n\u00fcyle s\u0131k\u0131nt\u0131, \u0131zd\u0131rap, korku, sinirsel ve ruhsal hastal\u0131klar\u0131n yayg\u0131n oldu\u011fu bir d\u00fcnyad\u0131r.\u00dcstelik bu d\u00fcnya s\u00fcrekli; yayg\u0131n, \u00f6ld\u00fcr\u00fcc\u00fc ve sinirsel sava\u015flar\u0131n orada-burada bir t\u00fcrl\u00fc bitmeyen \u0131zd\u0131raplar\u0131n tehdidi alt\u0131ndad\u0131r.Bu maddi uygarl\u0131\u011f\u0131n, maddi refah\u0131n bir\u00e7ok b\u00f6lgedeki kolayl\u0131\u011f\u0131n\u0131n, ge\u00e7im s\u0131k\u0131nt\u0131s\u0131n\u0131n olmay\u0131\u015f\u0131 ve rahatl\u0131\u011f\u0131n dahi ortadan kald\u0131ramad\u0131\u011f\u0131 i\u011fren\u00e7 ve u\u011fursuz bir bedbahtl\u0131kt\u0131r.G\u00f6rmemek i\u00e7in kendi kendine g\u00f6zlerini perdelemeyen herkesin g\u00f6rmek istedi\u011fi s\u00fcrece y\u00fczy\u00fcze gelece\u011fi bir ger\u00e7ektir bu. Amerika, \u0130svi\u00e7re ve maddi refah\u0131 olan bir\u00e7ok \u00fclkede insanlar\u0131n genelde maddi a\u00e7\u0131dan bir sorunlar\u0131n\u0131n olmad\u0131\u011f\u0131 bir ger\u00e7ektir. Ancak insanlar mutlu de\u011fildirler. Zengin olduklar\u0131 halde s\u0131k\u0131nt\u0131, y\u00fczlerinden okunuyor. Yo\u011fun \u00fcretim faaliyetinde bulunduklar\u0131 halde doyumsuzluk hayatlar\u0131n\u0131 yiyip bitiriyor. Bu doyumsuzluklar\u0131n\u0131 kimi zaman \u00e7\u0131lg\u0131nl\u0131k ve hayk\u0131r\u0131\u015flar ile, kimi zaman ilgin\u00e7 g\u00f6r\u00fcnt\u00fc ve ayk\u0131r\u0131l\u0131klarla, kimi zaman da cinsel ve ruhi sap\u0131kl\u0131klarla d\u0131\u015fa vururlar. Ard\u0131ndan ka\u00e7\u0131na ihtiyac\u0131n\u0131 duyarlar, kendilerinden, i\u00e7inde ya\u015fad\u0131klar\u0131 bo\u015fluktan, hayat\u0131n ak\u0131\u015f\u0131ndan ve nimetlerinden bir nedeni g\u00f6r\u00fclmeyen bedbahtl\u0131ktan ka\u00e7maya ba\u015fl\u0131yorlar, intihar etmekle, \u00e7\u0131lg\u0131nl\u0131klar yapmakla ve anormalliklerle ka\u00e7\u0131yorlar. Sonra bu s\u0131k\u0131nt\u0131, bo\u015fluk ve hi\u00e7lik duygusu hi\u00e7bir zaman pe\u015flerini b\u0131rakm\u0131yor, rahat y\u00fcz\u00fc g\u00f6stermiyor bu zavall\u0131lara... Ni\u00e7in?..Tabiat\u0131yla bun\u00fcn ba\u015fl\u0131ca sebebi, insanlar\u0131n dertli, \u0131zd\u0131rapl\u0131, sap\u0131k ve bahts\u0131z ruhlar\u0131n\u0131n, bunca maddi geli\u015fmi\u015fli\u011fe ra\u011fmen, ruhun g\u0131das\u0131 olan imandan, Allah'a g\u00fcvenden, bir de Allah'a iman\u0131n ve O'nun ahdine ve \u015fart\u0131na uygun yery\u00fcz\u00fcndeki hil\u00e2fetin bah\u015fedip \u00e7izdi\u011fi b\u00fcy\u00fck insanl\u0131k hedeflerinden yoksun olmalar\u0131d\u0131r.Bu belli ba\u015fl\u0131 ve b\u00fcy\u00fck sebebin bir \u015f\u0131kk\u0131n\u0131 da faiz belas\u0131 ve geli\u015fen ve fakat geli\u015fmesinin iyilik ve bereketini t\u00fcm insanl\u0131\u011fa ayn\u0131 d\u00fczeyde da\u011f\u0131tmak suretiyle dengeli ve e\u015fit bir \u015fekilde geli\u015fmeyen, ancak, bankalardaki b\u00fcrolar\u0131na kapanan bir avu\u00e7 para babas\u0131 faizcinin menfaatini g\u00f6zeten ekonomi belas\u0131 olu\u015fturmaktad\u0131r. Bu faizci para babalar\u0131 sanayi ve ticareti, garantili ve belirli faizlerle bor\u00e7land\u0131rmakta, b\u00f6ylece sanayi ve ticareti belli bir y\u00f6ne y\u00f6neltmektedirler. Bu yolun da ilk hedefi, herkesin onunla mutlu olaca\u011f\u0131 ve herkese d\u00fczenli i\u015f ve garantili ge\u00e7im sa\u011flayacak ve herkese ruhsal g\u00fcven ve toplumsal huzur haz\u0131rlayacak \u015fekilde insanl\u0131\u011f\u0131n sorunlar\u0131n\u0131 ve ihtiya\u00e7lar\u0131n\u0131 gidermekten ziyade milyonlar\u0131n ezilmesi, yoksullu\u011fu ve hayatlar\u0131n\u0131n bozulmas\u0131 ve b\u00fct\u00fcn insanl\u0131\u011f\u0131n hayat\u0131na \u015f\u00fcphe, s\u0131k\u0131nt\u0131 ve korku tohumlar\u0131n\u0131n ekilmesi pahas\u0131na da olsa en fazla k\u00e2r ger\u00e7ekle\u015ftirecek \u00fcretimi sa\u011flamakt\u0131r.\u015e\u00fcphesiz y\u00fcce Allah en do\u011frusunu s\u00f6yl\u00fcyor:\"Faiz yiyenler \u015feytan taraf\u0131ndan \u00e7arp\u0131lm\u0131\u015f kimseler gibi aya\u011fa kalkarlar...\"\u0130\u015fte biz bu ger\u00e7e\u011fin kan\u0131tlar\u0131n\u0131 d\u00fcnyadaki pratik hayat\u0131m\u0131zda g\u00f6rebiliyoruz. Faizciler, Resulullah d\u00f6neminde faizin haram k\u0131l\u0131nmas\u0131na kar\u015f\u0131 \u00e7\u0131km\u0131\u015flard\u0131. Faiz i\u015flemlerinin haram, ticaretin ise helal k\u0131l\u0131nmas\u0131n\u0131 gerektirecek bir nedenin bulunmad\u0131\u011f\u0131n\u0131 ileri s\u00fcrerek itiraz etmi\u015flerdi: \"Bu onlar\u0131n `al\u0131\u015f veri\u015fte faiz gibidir' demelerinden dolay\u0131d\u0131r. Oysa Allah, al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r...\"Dayand\u0131klar\u0131 benzetme, faiz gibi ticaretin de fayda ve k\u00e2r sa\u011flamas\u0131yd\u0131. Bu, bo\u015f bir benzetmedir. \u00c7\u00fcnk\u00fc ticari i\u015flemlerde k\u00e2r da zarar da m\u00fcmk\u00fcnd\u00fcr. Ayr\u0131ca ki\u015fisel yetenek ve \u00e7aba, hayatta y\u00fcr\u00fcrl\u00fckte olan tabii \u015fartlar k\u00e2r ve zarar \u00fczerinde etkili olmaktad\u0131r. Faiz i\u015flemlerinde ise b\u00fct\u00fcn durumlarda k\u00e2r haddi belirlenmi\u015f olur. \u0130\u015fte ba\u015fl\u0131ca fark budur. Haram ve hel\u00e2l k\u0131l\u0131nma nedeni bu noktada yatmaktad\u0131r. Her ne \u015fekilde olursa olsun, k\u00e2r\u0131n garantiye al\u0131nd\u0131\u011f\u0131 t\u00fcm i\u015flemler, k\u00e2r\u0131n kesin ve belirlenmi\u015f olmas\u0131ndan dolay\u0131 faiz kapsam\u0131na girerler. \u0130nat\u00e7\u0131l\u0131k ve demagoji yapmaya gerek yoktur:\"Oysa Allah al\u0131\u015f-veri\u015fi helal, faizi ise haram k\u0131lm\u0131\u015ft\u0131r.\"Bu unsurun, al\u0131\u015f-veri\u015fte bulunmay\u0131\u015f\u0131 ve daha bir\u00e7ok neden, ticareti asl\u0131nda insan hayat\u0131 i\u00e7in yararl\u0131 ve faiz uygulamas\u0131n\u0131 da zarar verici k\u0131lmaktad\u0131r. \u0130sl\u00e2m o zaman mevcut olan sistemi, ekonomik ve toplumsal hayatta sars\u0131nt\u0131 meydana getirmeden ger\u00e7ek\u00e7i bir \u015fekilde tedavi etmi\u015fti.\"Kim kendisine Rabbinden bir \u00f6\u011f\u00fct gelir-gelmez faiz yemeye son verirse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler kendisinden geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r.\"Y\u00fcce Allah, yasay\u0131 koydu\u011fu andan itibaren y\u00fcr\u00fcrl\u00fc\u011f\u00fcn\u00fc ba\u015flat\u0131yor. Kim Rabbinin \u00f6\u011f\u00fcd\u00fcn\u00fc dinler ve faizden vazge\u00e7erse ge\u00e7mi\u015fte ald\u0131\u011f\u0131 faizler geri al\u0131nmaz. Onun i\u015fi Allah'a kalm\u0131\u015ft\u0131r ve onun hakk\u0131ndaki h\u00fckm\u00fcn\u00fc diledi\u011fi gibi uygulayacakt\u0131r. Bu ifade kalbe ge\u00e7mi\u015fte i\u015flenen bu g\u00fcnahtan kurtulu\u015fun Allah'\u0131n dilemesi ve rahmetine ba\u011fl\u0131 oldu\u011fu duygusunu ak\u0131tmakta ve bu i\u015ften \u00fcrperti duymas\u0131n\u0131 sa\u011flamaktad\u0131r. Giderek kendi kendine \u015f\u00f6yle demeye ba\u015flar: \"Bu k\u00f6t\u00fc i\u015ften elde ettiklerim yeter. Vazge\u00e7ip tevbe edersem Allah, g\u00fcnahlar\u0131m\u0131 belki affeder. Bundan sonra art\u0131k faiz almayaca\u011f\u0131m.\" Kur'an bu e\u015fsiz metoduyla kalplerin duygular\u0131n\u0131 i\u015fte b\u00f6yle tedavi ediyor.\"Fakat kimler tekrar faizcili\u011fe d\u00f6nerlerse onlar, orada ebedi kalmak \u00fczere Cehennemliktirler.\"Ahiretteki azab\u0131n ger\u00e7ekli\u011fine ili\u015fkin bu tehdit az \u00f6nce i\u015faret etti\u011fimiz e\u011fitim metodunun g\u00fczelliklerini g\u00fc\u00e7lendirmekte ve kalplerin derinliklerine yerle\u015ftirmektedir.Ancak, uzun vadeli ihtiraslar\u0131n \u015fa\u015f\u0131rtt\u0131\u011f\u0131, vaad edilen azab\u0131n hakikat\u0131n\u0131 bilmeyen baz\u0131 kimseler, Ahiret g\u00fcn\u00fcn\u00fc hesaba katmayabilirler. \u0130\u015fte Kur'an bunlar\u0131 da d\u00fcnya ve Ahirette topluca erimekle korkutuyor. Bu arada sadakan\u0131n -faizin de\u011fil- art\u0131p ar\u0131nd\u0131rd\u0131\u011f\u0131 ger\u00e7e\u011fini yerle\u015ftirmekte ve k\u00fcf\u00fcr ve g\u00fcnahtan dolay\u0131 icabet etmeyenlerin kulaklar\u0131n\u0131 sa\u011f\u0131r edecek tarzda hayk\u0131rmakta ve y\u00fcce Allah'\u0131n g\u00fcnahkar k\u00e2firlerden ho\u015flanmad\u0131\u011f\u0131n\u0131 onlara g\u00f6stermektedir.\"Allah faizi eritir, buna kar\u015f\u0131l\u0131k sadakalar\u0131 artt\u0131r\u0131r. Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Ku\u015fkusuz y\u00fcce Allah'\u0131n azab\u0131 ve va'di do\u011frudur. Faizle muamele g\u00f6rd\u00fc\u011f\u00fc halde, i\u00e7inde bereket, huzur, mutluluk, g\u00fcven ve s\u00fckunet ad\u0131na bir\u015fey kalan bir toplum g\u00f6rmemiz m\u00fcmk\u00fcn de\u011fildir. Y\u00fcce Allah faizi eritir. Bu pis uygulama bulundu\u011fu topluma k\u0131tl\u0131k ve bedbahtl\u0131ktan ba\u015fka bir\u015fey kazand\u0131rmaz. G\u00f6r\u00fcn\u00fcrde bir refah, \u00fcretim ve gelir kayna\u011f\u0131 bollu\u011fu g\u00f6ze \u00e7arpabilir; ancak bereket, gelir kaynaklar\u0131n\u0131n kabar\u0131kl\u0131\u011f\u0131ndan ziyade g\u00fcven i\u00e7inde bu kaynaklardan g\u00fczellikle yararlanmad\u0131r. Daha \u00f6nce, gelir kaynaklar\u0131 bak\u0131m\u0131ndan son derece zengin \u00fclkelerde ya\u015fayan insanlar\u0131n kalpleri \u00fczerine \u00e7\u00f6ken u\u011fursuz bedbahtl\u0131ktan s\u00f6zetmi\u015ftik. Bug\u00fcn ise bu \u00fclkelerden b\u00fct\u00fcn d\u00fcnyaya, s\u0131k\u0131nt\u0131, deh\u015fet ve \u0131zd\u0131rap sa\u00e7\u0131lmaktad\u0131r. \u0130nsanl\u0131k s\u00fcrekli \u00f6ld\u00fcr\u00fcc\u00fc sava\u015flar\u0131n tehdidi alt\u0131nda sabah-ak\u015fam so\u011fuk sava\u015f gerginli\u011fi ile yat\u0131p-kalkmaktad\u0131r. G\u00fcnbeg\u00fcn hayat -fark\u0131nda olsun olmas\u0131n- insanlar\u0131n sinirleri \u00fczerinde bir a\u011f\u0131rl\u0131k meydana getirmekte b\u00f6ylece ne mal\u0131nda, ne \u00f6mr\u00fcnde, ne sa\u011fl\u0131\u011f\u0131nda ne de g\u00f6n\u00fcl huzurunda bereket y\u00fcz\u00fc g\u00f6rmektedir.Zorunlu (zekat) ve g\u00f6n\u00fcll\u00fc olarak verilen sadakalarda temsil edilen dayan\u0131\u015fma ve yak\u0131nla\u015fma esas\u0131na dayanan, \u015fefkat, sevgi, ho\u015fnutluk ve ho\u015fg\u00f6r\u00fc ruhunun egemen oldu\u011fu, s\u00fcrekli Allah'\u0131n fazl\u0131 ve sevab\u0131 g\u00f6zetildi\u011fi, O'nun yard\u0131m\u0131na ve sadakay\u0131 ziyadesiyle artt\u0131rd\u0131\u011f\u0131na sonsuz g\u00fcvenin oldu\u011fu... Evet bu esaslara dayanan bir toplumun, fert ve toplulu\u011fun mallar\u0131n\u0131, r\u0131z\u0131klar\u0131n\u0131, sa\u011fl\u0131klar\u0131n\u0131, g\u00fc\u00e7lerini, kalbi g\u00fcvenlerini ve g\u00f6n\u00fcl huzurlar\u0131m hi\u00e7 \u015f\u00fcphe yok ki y\u00fcce Allah bereketlendirir.Be\u015ferin prati\u011finde bu ger\u00e7e\u011fi g\u00f6rmeyenler, g\u00f6rmek istemeyenlerdir. \u00c7\u00fcnk\u00fc, g\u00f6rmemek i\u015flerine gelmektedir. Ya da bilerek ve kasden g\u00f6zlerinin \u00f6n\u00fcne bulan\u0131k sap\u0131kl\u0131k perdesini geren, i\u011fren\u00e7 faiz d\u00fczeninin kurulmas\u0131nda yararlar\u0131 bulunan bu y\u00fczden ger\u00e7ekleri g\u00f6rmekten ka\u00e7\u0131nanlardan ba\u015fkas\u0131 bu ger\u00e7ekleri g\u00f6rmezlikten gelemez.\"Allah (haramda \u0131srar eden) hi\u00e7bir g\u00fcnahkar k\u00e2firi sevmez.\"Bu sonu\u00e7, haram k\u0131l\u0131nd\u0131ktan sonra faiz uygulamas\u0131nda \u0131srar eden ve All\u00e0h'\u0131n sevmedi\u011fi kimseler hakk\u0131nda kesinlik ifade etmektedir. Ku\u015fkusuz bin defa \"lailaheillallah, Muhammed\u00fcn Resulullah\" deseler de Allah'\u0131n haram k\u0131ld\u0131\u011f\u0131n\u0131 helal sayanlar, k\u00fcf\u00fcr ve g\u00fcnah s\u0131fat\u0131n\u0131 hak etmektedirler. \u00c7\u00fcnk\u00fc \u0130sl\u00e2m, dille s\u00f6ylenen bir kelime de\u011fildir. O bir hayat d\u00fczeni ve pratik hayat metodudur. Onun bir par\u00e7as\u0131n\u0131 ink\u00e2r etmek b\u00fct\u00fcn\u00fcn\u00fc ink\u00e2r etmektir. Faizin haram oldu\u011funda hi\u00e7bir ku\u015fku olmad\u0131\u011f\u0131 gibi onu helal say\u0131p hayat\u0131 faiz esaslar\u0131na dayand\u0131rmak da k\u00fcf\u00fcrd\u00fcr, g\u00fcnaht\u0131r. Bundan Allah'a s\u0131\u011f\u0131n\u0131r\u0131z.K\u00fcf\u00fcr, g\u00fcnah ve faizci hayat metodu ve d\u00fczeni taraftarlar\u0131 kar\u015f\u0131s\u0131nda, burada iman ve salih amel sayfas\u0131, bu tarafta yer alan m\u00fcmin kitlenin \u00f6zellikleri ve faiz d\u00fczeni kar\u015f\u0131s\u0131nda bir ba\u015fka d\u00fczen -zekat d\u00fczeni- etraf\u0131nda odakla\u015fan hayat kurallar\u0131 sunulmaktad\u0131r.","breadcrumb":{"@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ebrarmedya.com\/seyyid-kutubun-bakis-acisiyla-bakara-suresi-275-ve-276-ayetler-arasi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/www.ebrarmedya.com\/"},{"@type":"ListItem","position":2,"name":"SEYY\u0130D KUTUB\u2019UN BAKI\u015e A\u00c7ISIYLA BAKARA SURES\u0130 275. 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